📑 Income Tax Tool
TDS Calculator
Tax Deducted at Source on Salary
Calculate your income tax liability, monthly TDS, and net take-home salary. Compare Old vs New tax regime. Includes 80C, 80D, HRA, Standard Deduction.
tds calculator
salary tax calculator
old vs new regime
80C deduction
Calculator
Tax Regime
📜 Old Regime (with deductions)
🆕 New Regime 2025
Annual Salary (₹) ₹12,00,000
Other Income (₹) ₹0
HRA Exemption (₹) ₹0
Actual HRA exemption as per rent paid, basic, metro city etc.
Standard Deduction (₹) ₹50,000
80C (Investments) ₹ ₹1,50,000
80D (Health Insurance) ₹ ₹25,000
Other Deductions (80E, etc.) ₹ ₹0
Total Tax Liability
₹0
Including 4% cess
Monthly TDS
₹0
deducted from salary
Annual In-Hand
₹0
post-tax income
Effective Tax Rate
0%
of gross income
📊 Tax Slab Breakdown
| Enter your details and click Calculate |
📌 Important Notes
- Health & Education Cess: 4% of income tax.
- Standard Deduction ₹50,000 is auto-applied in both regimes (New regime 2025 also allows ₹50,000).
- Old Regime: Deductions under 80C, 80D, HRA, etc. New Regime: No deductions except standard deduction.
- HRA exemption is manually entered – calculate based on rent paid, basic salary, metro city.
- This calculator assumes resident individual below 60 years. Surcharge not applicable for income up to ₹5 crore (simplified).